Paying for financial advice is a funny thing.  When you buy a car or a haircut, you swap money for something else. The seller gets money, you get a haircut, and both of you walk away happy. But when it comes to financial advice, you swap money for… money. This gives rise to some problems. Every penny the financial advisor takes from you in payment reduces your future wealth.  In any other industry, it’s considered a good thing when a company charges its customers a lot. It’s why Apple is the world’s most valuable and celebrated corporation. More power to…