Last Thursday, the Central Bank of Ireland had a conference call with analysts to discuss the first 2021 Financial Stability Review. These reviews are put together twice per year. Their purpose is to scan the horizon for risks to the financial system and to make sure it’s prepared for any problems.  There were upwards of 20 on the call. They included Irish-based analysts from stockbrokers, real estate analysts, London-based analysts from international banks, and Central Bank staff.  After the presentation, the Central Bank opened the floor to questions. One London-based analyst at a major international bank spoke up. He asked…

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