Ronan Horgan and Colum Breslin have the easy rapport of two people who have known each other for more than 20 years. They were both previously in Bank of Scotland Ireland, working in property and asset finance respectively. When the financial crash came, they both joined Certus, which was founded after the closure of Bank of Scotland (Ireland) in 2011.  Their paths later digressed, with Horgan founding alternative lender Capitalflow in 2016, and Breslin co-founding bridging finance business BBF Capital Partners.  Since December 2017, they’ve been back working together in Capitalflow where Horgan is chief executive and Breslin is managing…

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