It is just over five minutes into our demonstration and Luke Mackey has just on-boarded me to a pension scheme while signing me up for health insurance. It is a silky-smooth process that is reminiscent of a popular consumer app built by a billion-dollar fintech company like Revolut. It is a far cry from the clunky paper-driven experience often associated with signing up for employee benefits. There isn’t the personal touch that might come with talking to a good broker, but the efficiency is impressive and likely to appeal to a generation unused to going into a bank, a broker…

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