Whether or not it was planned, Myles O’Grady’s appointment as CEO last November marked a turning point for Bank of Ireland. Bank of Ireland had been carrying a lot of baggage. It had been bailed out. It was partly state-owned. It had sold non-performing loans to global funds. There was the disaster of the tracker scandal. And, in a sign of the industry’s enduring unpopularity, the state still limited the salaries of bankers. O’Grady is unsullied by any of this. He is now the CEO of an institution that’s fully free of government ownership, whose share price is up 495…

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